Foreclosure Litigation
& Title Litigation

Yes. When a homeowner falls behind on payments, the bank can start a foreclosure lawsuit to recover the debt. You still have rights and defenses, but ignoring notices or deadlines increases the risk of losing your home.

Lieb at Law helps homeowners respond to foreclosure actions, challenge lender claims, negotiate with the bank, and develop a strategy to keep or exit the home on the best possible terms in New York, New Jersey, and Connecticut.

Not always. In some cases, saving funds instead of paying monthly can give leverage for a loan modification or reinstatement offer. In others, stopping payment can increase risk.

It depends on the stage of the foreclosure, the law in your state, and your financial goals. Lieb at Law can advise whether paying or pausing is the better strategy for your situation and help you negotiate with the lender to pursue the best outcome.

Filing bankruptcy creates an automatic stay, which usually pauses a foreclosure, but it does not automatically eliminate it. The lender may be able to restart the case later, and different bankruptcy chapters have different effects on mortgage debt.

Lieb at Law can help you understand whether bankruptcy is a smart option in your situation or if other foreclosure defenses or negotiations are better for your case. Evidence about your income, debts, and goals is critical for making that decision.

Yes. Homeowners can often seek a loan modification, reinstatement, forbearance, or a short sale even after foreclosure begins. Many assume it is too late, but negotiations frequently happen mid case.

Lieb at Law negotiates directly with lenders, prepares legal responses, and works to secure solutions that keep clients in their homes or help them exit without unnecessary loss. We use documents, payment history, and hardship evidence to support these requests.

Possibly. If the property sells for less than the mortgage balance, the lender may pursue a deficiency judgment for the remaining amount, depending on state law and the loan documents.

This can become a long term financial burden if not addressed. Lieb at Law can negotiate deficiency waivers or resolutions as part of a foreclosure defense or settlement strategy to help protect you from future debt.

Foreclosure is a lawsuit with strict rules, deadlines, and procedural requirements. Missing one filing or failing to raise defenses correctly can lead to a default judgment, allowing the bank to win and schedule a sale of your home.

Pro se homeowners often lose because they do not know the legal process or how to present evidence. Lieb at Law represents homeowners in foreclosure defense, protects deadlines, raises legal defenses, negotiates with lenders, and fights to preserve your rights.

Foreclosure and title litigation is a core part of our real estate and commercial practice in New York, New Jersey, and Connecticut. We handle foreclosure defense, lien priority disputes, deceased borrower and estate issues, and ancient mortgage problems.

Lieb at Law also teaches real estate brokers through Lieb School on foreclosure and short sales, so our team stays current on new regulations and litigation strategies. We use that knowledge to build evidence driven plans that match your goals, whether that is saving the property, restructuring the debt, or exiting on the best available terms.